Managing Library Coverages
Build your coverage library for quick selection on awards.
Most appraisers settle on a working set of fifteen or twenty coverage labels they use over and over: Dwelling, Other Structures, Personal Contents, ALE, Code Upgrades, Debris Removal, and so on. The exact wording matters because it has to match the policy and the carrier's expectations, and once you find phrasing that works you want to stop reinventing it on every award.
Typing the same coverage name from memory on every award item invites typos ("Dwellling" instead of "Dwelling") that look unprofessional on the PDF and confuse the carrier. Worse, slight wording variations across awards make reporting impossible. You cannot count how many of your cases hit Coverage A if half of them say "Dwelling" and the other half say "Dwelling A."
The coverage library solves both problems. You define the labels once, pick them from a dropdown when adding award items, and every award letter you produce uses the exact same spelling for the same coverage. Faster entry, cleaner output, reportable data.
Adding Library Coverages
Go to System Data → Coverages
Navigate to coverage management.
Click "Add Coverage"
Opens the add dialog.
Enter Name
Give the coverage a clear name.
Select Category
Choose a category (Dwelling, Contents, etc.).
Save
Coverage is added to your library.
Common Insurance Coverages
- Dwelling (Coverage A) - The main structure
- Other Structures (Coverage B) - Detached buildings, fences, sheds
- Personal Contents (Coverage C) - Belongings and personal property
- Additional Living Expenses / ALE (Coverage D) - Temporary housing costs
- Code Upgrades / Increased Cost of Construction - Building code compliance
- Debris Removal - Cleanup costs
- Trees, Shrubs & Landscaping - Outdoor property